Types of Information Collected and Used While you are in the public areas of our website, you are anonymous. You do not need to supply us with any personal information unless you choose to register as a website user. We will, however, automatically collect such information as:

1. The Internet Domain and Internet Protocol (IP) address from which you access our website.
2. The Internet browser you are using. (Explorer, Netscape, etc.)
3. The operating system you are using. (e.g. Windows 95, Windows NT)
4. The date and time of your visit.
5. If you linked to our website from another, the address of that website.
6. If you linked to our website from a search engine, the search engine.

We consider this information to be private; it is only collected for our internal purposes, which we use to improve our website, or to help us provide better products and services to you.

Security
We are committed to providing a safe and secure online environment. To that end we use Secure Socket Layer (SSL) encryption whenever personal information is made available via our website. In addition, for Hedge Harbor or our affiliates' clients who want to access their account information online, we use usernames and passwords to secure access to your information. As part of our overall commitment to privacy, we limit access to your personal and financial data to those personnel at Hedge Harbor, our affiliates and our service providers who have a bona fide need for this information.

Our Commitment to Privacy
Your privacy is important to us. We will never sell, barter or trade your personal or financial information. To provide you with the best service, we may provide certain information about our clients on a limited basis to parties within the Hedge Harbor family, including our affiliates and certain third parties, which perform services for our clients, affiliates or us. To view the complete Privacy Policy of Hedge Harbor and our affiliated companies, please click here.

Your Use of Hedge Harbor Website
We hope that your visit to hedgeharbor.com is enjoyable and of value to you. We also hope that you will return frequently and use it for a variety of services. Hedge Harbor makes all reasonable efforts to ensure that the information contained on this website is accurate and reliable; however, errors sometimes occur. You should note that the materials on this website are provided "as is" without any express or implied warranties. Hedge Harbor does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the servers that make it available are free from viruses or other harmful components. Hedge Harbor does not warrant or represent that the materials on this website are correct, accurate, or reliable. You (and not Hedge Harbor) assume the entire cost of all necessary servicing, repair, or correction of your property or operations as a result of using this website.

By using this website, you accept at your own risk that the Internet and online communications medium may not perform as intended despite the efforts of Hedge Harbor, your Internet Service Provider, and you.

No Warranty
Hedge Harbor and its affiliates disclaim, to the fullest extent permitted by law, all express and implied warranties of merchantability, fitness for a particular purpose, and noninfringement. If you live in a state that does not allow disclaimers of implied warranties, our disclaimer may not apply to you. This website is provided without any warranty of any kind, either express or implied.

Copyrights and Trademarks
This website's content is protected by U.S. and worldwide copyright and trademark laws and treaty provisions. By using this website, we do not grant you any rights to reproduce, sell or license any of the content contained herein, except that you may download or print a hard copy of the information contained herein for your personal use only. You may not reproduce or distribute the text or graphics to others or copy all or substantially all of the content to your own hard drive or server. You also may not create a link from a third party website to this website without the prior written permission of Hedge Harbor.

Local Legal Restrictions
This website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of this website is prohibited. Persons in respect of whom such prohibitions apply must not access this website.

On October 26, 2001, the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001 was signed into law. In accordance with that Act, Hedge Harbor may require users wishing to use secure sections of assetalliance.com to provide more detailed information to verify their identities. In addition, we would like to advise all secure users of assetalliance.com that we fully comply with all regulations which may be promulgated by the U.S. Treasury Department under the USA PATRIOT Act, including those that encourage financial institutions to share information with regulatory agencies and law enforcement about individuals or organizations that may be "reasonably suspected based on credible evidence" of engaging in terrorist acts or money laundering.

No Offer
The investment choices and services in this website are provided to you as general information only and are not intended to provide investment or other advice. THIS MATERIAL IS NOT TO BE CONSTRUED AS A RECOMMENDATION OR AN OFFER TO BUY OR SELL OR THE SOLICITATION OF AN OFFER TO BUY OR SELL ANY SECURITY, FINANCIAL PRODUCT OR INSTRUMENT OR TO PARTICIPATE IN ANY PARTICULAR TRADING STRATEGY. Not all securities, products or services described are available in all countries, and nothing on this site constitutes an offer or solicitation of these securities, products or services in any jurisdiction where their offer or sale is not qualified or exempt from registration.

Linked Websites
When you access certain links on our website you may leave our website. We have not reviewed any of the websites linked to our website and do not endorse or accept any responsibility for the content of such websites nor the products, services or other items offered through these websites.

Forward-Looking Statements
Statements made on our website that look forward in time involve risks and uncertainties and are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such risks and uncertainties include, without limitation, the adverse effect from a decline in the securities markets or a decline in Hedge Harbor's or our affiliates' products' performance, a general downturn in the economy, competition from other companies, changes in government policy or regulation, inability of Hedge Harbor to attract or retain key employees, inability of Hedge Harbor to implement its operating strategy and acquisition strategy, inability of Hedge Harbor to manage rapid expansion and unforeseen costs and other effects related to legal proceedings or investigations of governmental and self-regulatory organizations.

Miscellaneous Provisions
The fact that Hedge Harbor has made the investment choices and services provided herein available to you does not constitute a representation that any product described herein is suitable or appropriate for you. Many of the products described herein involve significant risks and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. You should not construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax or accounting advice and you should not act on any information in this service without consulting your business advisor, attorney and tax and accounting advisors concerning any contemplated transactions.

Past performance is not indicative of future result. Future investments will be made in different economic conditions and in different securities.

Your Acceptance of these Terms
Your use of this website constitutes your acceptance of the terms contained herein. You may reject these terms by leaving the website at any time.

For purposes of our Terms of Use, we refer to website users as "you" and to Hedge Harbor as "Hedge Harbor," "firm," "company," "we" or "us."

The information on this site is issued inside and outside the United Kingdom by Hedgeharbor International (UK) Ltd ("Hedgeharbor UK"), which is authorised and regulated by the Financial Services Authority ("FSA"). To the extent this information is accessed by a person in the United Kingdom, the sales restriction set out below shall apply. The information on this site is not directed at any person in the United States and this site is not intended to be used by any person in the United States. The information on this site is not directed at any person in any jurisdiction where it is unlawful to access and use such information.

Sales Restrictions

United Kingdom: the investment funds referred to on this site are not recognised collective investment schemes for the purposes of the Financial Services and Markets Act 2000 of the United Kingdom (the "Act"). The promotion of such investment funds and the distribution of offering materials in relation to such funds in the United Kingdom is accordingly restricted by law.
The information contained on this site is directed only at persons to whom such investment funds may lawfully be promoted by a person authorised under the Act (an "authorised person") by virtue of Section 238(5) of the Act. Shares in the investment funds referred to on this site are only available to such persons and information on this site must not be relied or acted upon by any other persons.
Investors in the investment funds referred to on this site will not benefit from the rules and regulations made under the Act for the protection of investors, nor from the Financial Services Compensation Scheme.
Shares in the investment funds referred to on this site are not dealt in or on a recognised or designated investment exchange for the purposes of the Act, nor is there a market maker in such shares, and it may therefore be difficult for an investor to dispose of his shares otherwise than by way of redemption.
General: it may be illegal to download the information contained in this site in certain countries and Hedgeharbor UK and its associated companies disclaim all responsibility if you download any information from this site in breach of any law or regulation of the country in which you are residing.
Where access to any part of this site is restricted and requires possession of a valid password, no other person should attempt to gain access to such part of the site.
An application for shares in any of the investment funds referred to on this site should only be made having read fully the relevant prospectus. It is your responsibility to use such prospectus and by making an application you will be deemed to represent that you have read such prospectus and agree to be bound by its contents.

No Advice

Nothing contained in this site constitutes investment, legal, tax or other advice, nor is it to be relied upon when making investment or other decisions. The information on this site is provided solely on the basis that you make your own investment decisions. Should you have any queries about the investment funds referred to on this site, you should contact your financial adviser.

Risk Factors

Past performance may not be repeated and should not be seen as a guide to future performance. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested. Because of this, you are not certain to make a profit on your investments and you may lose money.

Exchange rates may cause the value of overseas investments and the income arising from them to rise or fall.
The levels and bases of and reliefs from taxation may change. Any tax reliefs referred to are those currently available and their value depends on the circumstances of the individual investor. Investors should consult their own tax adviser in order to understand any applicable tax consequences.

Accuracy of Information

The information contained on this site (including any expression of opinion or forecast) has been obtained from, or is based on, sources believed by Hedgeharbor UK and its associated companies to be reliable, but is not guaranteed as to its accuracy or completeness. Such information is provided without obligation on the part of Hedgeharbor UK and its associated companies and on the understanding that any person who acts upon it or changes his investment position in reliance on it does so entirely at his own risk. The information contained on this site does not constitute an offer to buy or sell or an invitation to make an offer to buy or sell shares in any investment fund referred to herein.
Information posted on this site is current only as at the date it is first posted and may no longer be true or complete when viewed by you. All information contained on this site may be changed or amended without prior notice although neither Hedgeharbor UK nor any of its associated companies undertakes to update this site regularly.

No Liability

This information on this site has been prepared, approved and issued by Hedgeharbor UK. The information and opinions contained in this site have been compiled, or arrived at, in good faith and on the basis of publicly available information, internally developed data and sources believed to be reliable as at the date of publication. However, no representation, warranty or undertaking, express or implied, is made by Hedgeharbor UK, its associated companies or any other person as to the reliability, accuracy or completeness of the information contained on this site and no liability is accepted by such persons for the reliability, accuracy or completeness of such information. In no event will Hedgeharbor UK or any of its associated companies or any of their directors or other employees be liable to any person for any direct, indirect, special or consequential losses or damages of any kind arising out of any use of this site or any other hyper-linked site or in reliance on the information and opinions contained in it from time to time, including without limitation, any loss of profit, business interruption, loss of programs or data on your equipment or otherwise. This does not exclude or restrict any duty or liability that Hedgeharbor UK has to its customers under the regulatory system in the United Kingdom.

You should be aware that the Internet is not a completely reliable transmission medium. Neither Hedgeharbor UK nor any of its associated companies accepts any liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to any direct, indirect or consequential damage, arising out of the use of the products or services referred to herein. In addition, neither Hedgeharbor UK nor any of its associated companies accept any responsibility for the security or confidentiality of information transmitted across the internet to or from Hedgeharbor UK or any of its associated companies and any such transmission of information is entirely at your own risk. This does not exclude or restrict any duty or liability that Hedgeharbor UK has to its customers under the regulatory system in the United Kingdom.

Material Interests

Hedgeharbor UK , its associated companies and its and their members and/or directors, officers and/or employees may have holdings in the investment funds referred to on this site and may otherwise be interested in transactions that you effect in those funds.

Linked Websites

This site may be linked to third party websites or contain information provided by third parties. Neither Hedgeharbor UK nor any of its associated companies makes any representation as to the accuracy or completeness of such websites or information, have not and will not review or update such websites or information, and caution browsers that any use made of such websites or information is at their own risk. Neither Hedgeharbor UK nor any of its associated companies accepts any liability arising out of the information contained on any linked website or information on this site provided by a third party and the use of such sites and information is at your own risk. This does not exclude or restrict any duty or liability that Hedgeharbor UK has to its customers under the regulatory system in the United Kingdom.

Copyright, Trademarks and Other Rights

Copyright, trademarks, database rights, patents and all similar rights in this site and the information contained in it are owned by Hedgeharbor UK, its associated companies, their licensors or relevant third party content providers. You may use the information on this site and reproduce it in hard copy for your personal reference only. Such information may not otherwise be reproduced, distributed, stored in a data retrieval system or transmitted, in any form or by any means - electronic, mechanical, photocopying, recording or otherwise - without the prior written permission of Hedgeharbor UK. Nothing on this site should be considered as granting any licence or right under any trademark of Hedgeharbor UK, its associated companies or any third party.

Governing Law

You agree that your use of this site and any dispute arising in relation to this site is subject to English law and you submit to the jurisdiction of the English courts in connection with any such dispute.